Ask our clients!

I cannot thank you enough for all of the work you performed on my recent Chapter 7 bankruptcy case. My case had implications in two states, extenuating and unusual expenses to be claimed, and required you and I to challenge the existing bankruptcy law in Colorado and set precedent for how future cases with my circumstances would be handled.

After seeking consultations from two other law firms in downtown Denver and getting the distinct impression that they were "bankruptcy mills," and would not give my case the special consideration it would require, I saw the claim of individual attention and fair fees on your website and sought out your services. From the initial consultation through the eventual discharge of debts, you and your staff were exceptionally professional and accommodating.

I prefer to work and communicate through e-mail or other electronic means and your proficiency in this area was equally as impressive. You and your staff responded promptly to every communication sent and kept me apprised of case developments in a very prompt manner via e-mail.

I will unequivocally recommend your services in the future and, should you ever require a client reference, please feel free to pass along my contact information.

TL -- Littleton, Colorado

Eliminate Taxes in Chapter 7

Certain taxes can be eliminated entirely in a Chapter 7 bankruptcy. Timing is critical.

Determining dischargeability of taxes is a complicated matter, but at the risk of oversimplification one can say -- in general -- that income taxes more than three years old are dischargeable if the tax return was filed at least three years ago (if filed late) or if the return was filed early or on time and three years has elapsed since April 15th of the year the tax return was due. Taxes for wage withholding, sales taxes, and other taxes besides income taxes are not dischargeable.

Even if your taxes are not subject to discharge in a Chapter 7 bankruptcy, a Chapter 13 bankruptcy can make them manageable by eliminating future penalties and reducing future interest.

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