Avoid unwanted and unwelcome scrutiny.

May 25, 2011 By

Morris Law Office offers not just a fast bankruptcy filing but also an accurate bankruptcy filing by a Denver bankruptcy TRIAL LAWYER. Nothing destroys your credibility faster with the bankruptcy court — and causes unwanted additional scrutiny — than a bankruptcy filing that is incomplete, inaccurate, or that otherwise doesn’t cross-check properly from schedule to schedule. We file your case fast. When you hire us as your Denver bankruptcy attorneys, we make sure it is done correctly. By ensuring an accurate bankruptcy filing that makes factual and mathematical sense, we help to minimize the scrutiny your case receives from the U.S. Trustee’s Office. Complete legal analysis and cross-checking is something you cannot get and will not get from an unlicensed document preparation service and can only get from a Denver bankruptcy attorney.  We are not a bankruptcy “mill.”  Your case is not dished off to a “paralegal.”  You receive personal and careful attention from William A. Morris with 20 years of bankruptcy and trial law experience to back it up.

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Stop wage garnishments now.

May 24, 2011 By

When it’s time to pay your rent or mortgage, few things are more disastrous than suddenly losing a large chunk of your income.   We can stop your wage garnishment before your next check.  We are your Denver Bankruptcy Attorney —  we are NOT a bankruptcy “mill.”  We quickly and accurately file Chapter 7 bankruptcy or Chapter 13 bankruptcy reorganization in order to obtain immediate protection for you in a consumer bankruptcy or business-related bankruptcy.  Stop or PREVENT WAGE GARNISHMENTS, STOP OR PREVENT FORECLOSURES IN CHAPTER 13 BANKRUPTCY, ELIMINATE YOUR SECOND MORTGAGE in many cases, keep all of your property in most cases, use bankruptcy to restructure taxes without penalty and interest or eliminate taxes all together.   We can stop or prevent all of these catastrophic events.    We provide careful and personal attention to each case, including business bankruptcies and bankruptcy reorganizations.  William A. Morris is also an experienced trial attorney ready to help you with bankruptcy litigation (trials and lawsuits) and other contested matter.

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Stop Foreclosure Now.

May 21, 2011 By

Bankruptcy will STOP foreclosure in its tracks and you may be able to completely ELIMINATE YOUR SECOND MORTGAGE through Chapter 13 bankruptcy.  If you’re behind on your first mortgage, we can reorganize your finances and give you five years to repay arrearages on your mortgage.

It’s no mystery that the U.S. housing market is, at best, erratic and unpredictable these days. On top of this, the poor state of the economy has left many home owners unable to make payments on the mortgages they signed up for only a few years prior. Finding yourself in this situation is nothing to be embarrassed about; instead you should make sure that you are educated on the subject in order to make the best decisions concerning the future of your financial life.

Identifying financial issues and troubles and recognizing them as such is the most active step you can take toward minimizing the stress that you will inevitably experience during your time of hardship. Many homeowners will ignore obvious signs that point toward the need to reorganize their financial lives until these problems pile up and become absolutely unmanageable. Again, approaching your financial difficulties with confidence and acceptance rather than denial and shame is the best way to solve these difficulties and move on with your life.

The risk of foreclosure begins with the first missed mortgage payment. Although it may seem like this missed payment is not a big deal (primarily due to the fact that the bank typically won’t contact you about it), it can quickly become an issue that will consume your everyday life. The problems tied to missing a mortgage payment begin with a negative mark on your credit, and these negative marks will increase exponentially with each subsequent missed payment, eventually taking a huge toll on your credit score.

Generally speaking, three missed mortgage payments will trigger the paper work to begin foreclosure. At this point it is very hard for most homeowners to catch up with payments, so usually a homeowner who is facing foreclosure is left with a few last resort options.

The first, obviously, is to allow the foreclosure to take place and to move out per the request of the lender. Another option is to make a short sale, which covers part of the remaining balance on the mortgage and usually requires the borrower to continue paying the remaining balance until it is paid off. Lastly, a homeowner who is facing foreclosure can choose to temporarily halt the foreclosure by filing for bankruptcy.

If you’re facing foreclosure and if filing for bankruptcy seems like it may be the most suitable option for your particular financial situation, please do yourself a favor and contact our expert Denver foreclosure team to schedule a consultation today. We can be reached by phone or email using the Get Help Now 24/7  page above.

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Who Files for Bankruptcy?

January 2, 2009 By

According to a 1999 study, the average person filing for bankruptcy earns just $22,000 per year. Most have suffered a significant period of unemployment before filing. According to a report by Consumers Union, 85% of elderly debtors cite medical or job problems as the reason for bankruptcy. Single moms trying to make ends meet make up a large portion of bankruptcy filers. Half of all bankruptcies are triggered by sudden uninsured medical expenses, according to a study at Harvard University.  Unfortunately, the facts don’t matter much to the fat cats in Washington.  Bankruptcy “reform”  nonsense  was the result of campaign ”contributions” from the big banks to members of Congress.  The traps have been set.  Guidance from an experienced Denver bankruptcy attorney will make or break your case.

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Denver Bankruptcy Attorney, Fast Debt Relief, Chapter 7 and Chapter 13 Bankruptcy

January 1, 2009 By

Denver Bankruptcy Attorney and Adversary Proceedings (contested bankruptcy matters).

IMMEDIATE EMAIL RESPONSE:  Click Here
BANKRUPTCY HELP FOR CHAPTER 7 AND CHAPTER 13.

Chapter 7 Bankruptcy | Chapter 13 Bankruptcy | Adversary Proceedings

CLIENT SERVICE GUARANTEE: We are not a bankruptcy “mill.” Get a free consultation with a Denver bankruptcy ATTORNEY, not a paralegal.

As your Denver bankruptcy attorney, we can file Chapter 7 bankruptcy or Chapter 13 bankruptcy reorganization to quickly obtain protection for you by filing a consumer bankruptcy or business related bankruptcy. We can stop or prevent these and other catastrophic events:paralegal. Get an immediate EMAIL RESPONSE right now from a Denver bankruptcy LAWYER, not a paralegal.

  • STOP OR PREVENT WAGE GARNISHMENTS
  • STOP OR PREVENT FORECLOSURES IN CHAPTER 13 BANKRUPTCY
  • ELIMINATE YOUR SECOND MORTGAGE IN MANY CASES
  • KEEP ALL OF YOUR PROPERTY IN MOST BANKRUPTCY CASES
  • RESTRUCTURE TAXES OR ELIMINATE INCOME TAX DEBTS
  • BUSINESS BANKRUPTCY
  • BANKRUPTCY REORGANIZATION
  • ADVERSARY PROCEEDINGS (contested bankruptcy matters, trials and lawsuits)

CHAPTER 7 BANKRUPTCY IS STILL AVAILABLE despite erroneous media reports to the contrary. You may have heard from the media that if you earn more than the MEDIAN INCOME for Colorado you must file for chapter 13 bankruptcy. THIS IS NOT NECESSARILY TRUE! In most cases, we as yourDenver bankruptcy lawyer can still file Chapter 7 bankruptcy for you even if your income exceeds the state median income. We have the skills to exhaust every possible option to file your case as a Chapter 7 bankruptcy and get you immediate debt relief. However, there are some instances where a Chapter 13 bankruptcy would be a better option depending on your particular circumstances. For instance, a Chapter 13 bankruptcy may enable you stop foreclosure and to keep your home or eliminate your second mortgage, even if foreclosure has already started.

Not just a fast bankruptcy filing. An accurate bankruptcy filing by a Denver bankruptcy TRIAL LAWYER. Nothing destroys your credibility faster with the bankruptcy court — and causes unwanted scrutiny — than a bankruptcy filing that is incomplete, inaccurate, or that otherwise doesn’t cross-check properly from schedule to schedule. We file your case fast. When you hire us as your Denver bankruptcy attorneys, we make sure it is done correctly. By ensuring an accurate bankruptcy filing that makes factual and mathematical sense, we help to minimize the scrutiny your case receives from the U.S. Trustee’s Office. Complete legal analysis and cross-checking is something you cannot get and will not get from an unlicensed document preparation service and can only get from a Denver bankruptcy attorney.

Not just a Denver bankruptcy attorney. An experienced Denver trial attorney. William A. Morris is not just another Denver bankruptcy lawyer, but is a TRIAL ATTORNEY with more than 20 years of trial experience prepared to fight for your constitutional right to bankruptcy relief. The new bankruptcy “reform” laws were pushed by the credit card industry to increase the billions of dollars they already pocket through high interest rates and excessive fees. You can’t afford to give your Senator or Congressman a few million dollars in campaign money for legislation favorable to you, but you can choose a bankruptcy attorney with experience not just in bankruptcy law but also as a TRIAL ATTORNEY prepared to aggressively defend any legal challenges to your bankruptcy case.

Retain your dignity. Regain your peace of mind. It’s not easy to come to terms with the final reality that there is no other way out. Certainly, people have an obligation to repay their creditors if possible. But what happens after a divorce when two incomes are suddenly cut to one income? Or when an extended period of unemployment results in a mountain of debt that is insurmountable? Or when exorbitant medical expenses result in the garnishment of your wages? Or when you suddenly are disabled and unable to work? Or when the economy takes a nose-dive and your business fails? Contrary to what the politicians would like us to believe, most bankruptcies are a result of circumstances like these that are beyond the debtors’ control.

Our Fees: While other Denver bankruptcy attorneys spend tens of thousands of dollars marketing in order to file as many cases as possible, we prefer to provide individualized, custom services to each client with exceptional service. Read our testimonials. We also do not advertise $499 fees then jack the fee up when you get here. Public records reveal that the online attorneys advertising such fees almost never actually file a case for anywhere close to $499. However, our fees are not as high as many firms and we customize the fee to fit your circumstances. Read more about our fees here.

Fees for Contested Matters:  Adversary proceedings can be handled on a predictable flat fee.  Most firms charge an hourly rate where there is no cap on the final bill.  Moreover, with over 20 years of trial experience, your adversary proceeding is in good hands with an attorney with a proven track record.

Morris Law Office serves clients from the Denver area and the cities of Larkspur, Fort Collins, Greeley, Longmont, Boulder, Brighton, Broomfield, Castle Rock, Westminster, Arvada, Lakewood, Aurora, Centennial, Littleton, Englewood, Golden, and Northglenn, and throughout Denver County, Adams County, Douglas County, Weld County, Arapahoe County, and Jefferson County.

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