Morris Law Office

William A. Morris, P.C. Denver, Colorado

 Colorado State Bank Tower
1600 Broadway, Suite 2600
Denver, Colorado 80202
Telephone: (303) 691-9004
Facsimile:  (303) 339-0008
Email: WAMorris@WAMorrisLaw.com

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Who files for bankruptcy?
Very few people filing bankruptcy are well-to-do individuals trying to cheat the system and stiff their creditors. According to a 1999 study by federal bankruptcy judges, the average person filing for bankruptcy earns just $22,000 per year. Most have suffered a significant period of unemployment before filing.
According to a report by Consumers Union, publisher of the well-respected Consumer Reports magazine, 85% of elderly debtors cite medical or job problems as the reason for bankruptcy. Consumers Union also says that single moms trying to make ends meet make up a large portion of bankruptcy filers. 
Half of all bankruptcies are triggered by sudden uninsured medical expenses, according to a recent Harvard study by Professor Elizabeth Warren.

You are not alone.  Even Honest Abe filed bankruptcy.  Click here for more.

Attorney Profile

William A. Morris is a seasoned litigator with more than 17 years trial experience in general civil, commercial, business, and bankruptcy matters. He has been practicing law since 1991 and is admitted to practice in Colorado, Oklahoma, and Texas.  He holds a B.A. from the University of Colorado at Denver and a law degree from Oklahoma City University where he served as a staff editor of the Law Review. 

 

FAST DEBT RELIEF:
 You can still file Chapter 7 bankruptcy in most cases.  Wipe away virtually all of your debt and lose no property in most cases.

 

CLIENT SERVICE GUARANTEE:
 We are not a bankruptcy "mill." Get a free consultation with an attorney, not a paralegal.


Get Help Now
 

Get an immediate EMAIL RESPONSE right now from a LAWYER, not a paralegal.

  • STOP OR PREVENT WAGE GARNISHMENTS
     

  • STOP OR PREVENT FORECLOSURE
     

  • ELIMINATE YOUR SECOND MORTGAGE IN MANY CASES
     

  • KEEP ALL OF YOUR PROPERTY IN MOST BANKRUPTCY CASES
     

  • RESTRUCTURE OR ELIMINATE INCOME TAX DEBTS
     

  • ADDITIONAL SERVICES:

    • Business Bankruptcies

    • Bankruptcy Reorganization

    • Bankruptcy Litigation (Trials and Lawsuits)

CHAPTER 7 DEBT RELIEF IS STILL AVAILABLE, despite erroneous media reports to the contrary.  You may have heard from the media that if you earn more than the "MEDIAN INCOME"  for Colorado you must file for CHAPTER 13.  THIS IS NOT NECESSARILY TRUE!  In most cases, a Denver bankruptcy lawyer can still file Chapter 7 bankruptcy for you even if your income exceeds the state median income.  We have the skills to exhaust every possible option to file your case as a Chapter 7 bankruptcy and get you immediate debt relief. However, there are some instances where a Chapter 13 bankruptcy would be a better option depending on your particular circumstances.  For instance, a Chapter 13 may enable you to keep your home or eliminate your second mortgage, even if foreclosure has already begun.

not just a "fast" bankruptcy filing.  an accurate bankruptcy filing.

Nothing destroys your credibility faster with the bankruptcy court -- and causes unwanted scrutiny -- than a bankruptcy filing that is incomplete, inaccurate, or that otherwise doesn't cross-check properly from schedule to schedule.  We file your case fast.  But we make sure it is done right.  By ensuring an accurate bankruptcy filing that makes factual and mathematical sense, we help to minimize the scrutiny your case receives from the U.S. Trustee's Office.  Complete legal analysis and cross-checking is something you cannot get and will not get from an unlicensed document preparation service.

 
Not just a bankruptcy attorney.  an experienced trial attorney
 William A. Morris is not just another Denver bankruptcy attorney, but is a TRIAL ATTORNEY with 18 years of trial experience prepared to fight for your constitutional right to bankruptcy relief.  The new bankruptcy "reform" laws were pushed by the credit card industry to increase the billions of dollars they already pocket through high interest rates and excessive fees.  You can't afford to give your Senator or Congressman a few million dollars in campaign money for legislation favorable to you, but you can choose a bankruptcy attorney with 18 years of experience not just in bankruptcy law but also as a TRIAL ATTORNEY prepared to aggressively defend any legal challenges to your bankruptcy case.  

 

Retain your dignity.  Regain your peace of mind.
It's not easy to come to terms with the final reality that there is no other way out.  Certainly, people have an obligation to repay their creditors if possible.  But what happens after a divorce when two incomes are suddenly cut to one income?  Or when an extended period of unemployment results in a mountain of debt that is insurmountable?  Or when exorbitant medical expenses result in the garnishment of your wages?  Or when you suddenly are disabled and unable to work? Or when  the economy takes a nose-dive and your business fails? Contrary to what the politicians would like us to believe, most bankruptcies are a result of circumstances like these that are beyond the debtors' control.

 

 

Morris Law Firm, P.C. serves clients from the Denver area and the cities of Larkspur, Fort Collins, Greeley, Longmont, Boulder, Brighton, Broomfield, Castle Rock, Westminster, Arvada, Lakewood, Aurora, Centennial, Littleton, Englewood, Golden, and Northglenn, and throughout Denver County, Adams County, Douglas County, Weld County, Arapahoe County, and Jefferson County.