Get a 24/7 email response from a Denver Bankruptcy attorney. We are not a bankruptcy mill. Get personal answers from a Denver bankruptcy attorney, not a paralegal.
Denver Bankruptcy Attorney for Chapter 7:
Chapter 7 bankruptcy relief will protect you and your family from catastrophic consequences including, but not limited to:
- STOP OR PREVENT WAGE GARNISHMENTS
- KEEP ALL OF YOUR PROPERTY IN MOST CASES
- ELIMINATE INCOME TAX DEBTS OLDER THAN THREE YEARS IN MOST CASES
- ELIMINATE PERSONAL GUARANTEES ON BUSINESS DEBTS
- STOP LAWSUITS
- MOST DEBTS ARE DISCHARGED (FORGIVEN)
Denver Bankruptcy Attorney for Chapter 13:
- NOT A DEBT REPAYMENT PLAN — ELIMINATE MOST OF YOUR DEBT IN MOST CASES.
- STOP FORECLOSURE. KEEP YOUR HOME
- ELIMINATE YOUR SECOND MORTGAGE IN MANY CASES
- RESTRUCTURE TAX DEBT WITH NO PENALTIES OR INTEREST
- PAY THE VALUE OF YOUR CAR IN MANY CASES, NOT WHAT YOU ACTUALLY OWE ON THE CAR
- ELIMINATE DIVORCE OBLIGATIONS (BUT YOU CANNOT ELIMINATE CHILD SUPPORT OR MAINTENANCE)
- STOP CONTEMPT OF COURT PROCEEDINGS FOR CHILD SUPPORT OR MAINTENANCE
- PAY DELINQUENT CHILD SUPPORT OR MAINTENANCE OVER A FIVE YEAR PLAN
CHAPTER 7 BANKRUPTCY IS STILL AVAILABLE .
You may have heard from the media that if you earn more than the MEDIAN INCOME for Colorado you must file for chapter 13 bankruptcy. THIS IS NOT NECESSARILY TRUE! In most cases, we as your Denver bankruptcy lawyer can still file Chapter 7 bankruptcy for you even if your income exceeds the state median income. We have the skills to exhaust every possible option to file your case as a Chapter 7 bankruptcy and get you immediate debt relief. However, there are some instances where a Chapter 13 bankruptcy would be a better option depending on your particular circumstances. For instance, a Chapter 13 bankruptcy may enable you stop foreclosure and to keep your home or eliminate your second mortgage, even if foreclosure has already started.
AVOID BANKRUPTCY PETITION PREPARERS — GET IT DONE RIGHT
Nothing destroys your credibility faster with the bankruptcy court — and causes unwanted scrutiny — than a bankruptcy filing that is incomplete, inaccurate, or that otherwise doesn’t cross-check properly from schedule to schedule. We file your case fast. When you hire us as your Denver bankruptcy attorneys, we make sure it is done correctly. By ensuring an accurate bankruptcy filing that makes factual and mathematical sense, we help to minimize the scrutiny your case receives from the U.S. Trustee’s Office. Complete legal analysis and cross-checking is something you cannot get and will not get from an unlicensed document preparation service and can only get from a Denver bankruptcy attorney.
Not just a Denver bankruptcy attorney. An experienced Denver trial attorney. William A. Morris is not just another Denver bankruptcy lawyer, but is a TRIAL ATTORNEY with more than 20 years of trial experience prepared to fight for your constitutional right to bankruptcy relief. The new bankruptcy “reform” laws were pushed by the credit card industry to increase the billions of dollars they already pocket through high interest rates and excessive fees. You can’t afford to give your Senator or Congressman a few million dollars in campaign money for legislation favorable to you, but you can choose a bankruptcy attorney with experience not just in bankruptcy law but also as a TRIAL ATTORNEY prepared to aggressively defend any legal challenges to your bankruptcy case. Many bankruptcy attorneys rarely, if ever, take any cases to trial. We have a track record of trial success.
Our Fees: While other Denver bankruptcy attorneys spend tens of thousands of dollars marketing in order to file as many cases as possible, we prefer to provide individualized, custom services to each client with exceptional service. Read our testimonials. We also do not advertise $499 fees then jack the fee up when you get here. Public records reveal that the online attorneys advertising such fees almost never actually file a case for anywhere close to $499. However, our fees are not as high as many firms and we customize the fee to fit your circumstances. Read more about our fees here.
Retain your dignity. Regain your peace of mind. It’s not easy to come to terms with the final reality that there is no other way out. Certainly, people have an obligation to repay their creditors if possible. But what happens after a divorce when two incomes are suddenly cut to one income? Or when an extended period of unemployment results in a mountain of debt that is insurmountable? Or when exorbitant medical expenses result in the garnishment of your wages? Or when you suddenly are disabled and unable to work? Or when the economy takes a nose-dive and your business fails? Contrary to what the politicians would like us to believe, most bankruptcies are a result of circumstances like these that are beyond the debtors’ control.